We integrate cards, wallets, BNPL, and express checkout flows into your eCommerce platform — engineered for conversion, built to handle real transaction volume.
From card payments to BNPL to express checkout — we implement the full modern payment stack, tailored to your platform and customer base.
Buy Now, Pay Later & Installment Solutions
BNPL is one of the highest-impact checkout additions for average order value. We integrate the leading deferred and installment payment providers — with UI widgets, eligibility checks, and merchant settlement flows handled end to end.
Klarna
Pay in 3, Pay in 30, Financing — full Klarna checkout suite
Mokka
Installment payments popular in Eastern European markets
Revolut Pay Later
Flexible deferred payments via Revolut ecosystem
Other BNPL Providers
Scalapay, Twisto, Paidy, and any provider with an API
Why it matters for your store:
Higher average order values — customers spend more when payments are split
Reduced cart abandonment on high-ticket items
Eligibility widgets displayed at product level, not just checkout
Merchant settlement handled automatically by provider
We implement card payment flows that are fast, secure, and optimised for conversion — whether that means embedding Stripe Elements, setting up Revolut Business, or integrating a custom acquiring bank.
Stripe
Full Stripe integration including Elements, PaymentIntents, and webhooks
Link by Stripe
One-click checkout for returning Stripe network customers
Revolut Business
Card acceptance via Revolut merchant acquiring
Other Gateways
Adyen, Braintree, PayU, Netopia, and regional acquirers
Why it matters for your store:
PCI-compliant card tokenisation — no card data touches your servers
Express checkout buttons reduce checkout steps from 7+ to 2 — customers authenticate with Face ID or fingerprint and complete the order in seconds. We implement these flows correctly across web and mobile.
Apple Pay
Native Apple Pay on Safari and iOS web — domain verification and certificate management handled
Google Pay
Google Pay on Chrome and Android — full Google Pay API integration
Fast Mobile Checkout
Express flows optimised for mobile-first customers and high-traffic moments
Returning Customer Flows
Saved payment methods, guest token reuse, and one-click reorder journeys
Why it matters for your store:
Average checkout time reduced from minutes to seconds
Mobile conversion rates significantly improved
No new account required — customers use existing device credentials
Works across product pages, cart, and mini-cart — not just checkout
We integrate payment solutions across the major eCommerce platforms — with platform-native implementations that work with the platform, not around it.
Magento / Adobe Commerce
Deep Magento 2 expertise — we build native payment modules that integrate with the Magento quote, order, and invoice lifecycle correctly. Open Source and Adobe Commerce supported.
Native Magento payment modules
Compatible with Hyvä and PWA frontends
Multi-store and multi-currency support
Adobe Commerce B2B payment workflows
Shopify & Shopify Plus
Shopify payment integrations built via Shopify Payments, custom payment apps, and checkout extensions for Shopify Plus merchants needing beyond-standard payment flows.
Shopify Payments and external gateways
Checkout Extensions (Plus only)
BNPL via Shopify app ecosystem
Subscription and recurring billing
Shopware
Shopware 6 payment integrations using the official Payment Handler API — covering async payment flows, refunds, and payment state management within the Shopware order lifecycle.
Shopware Payment Handler API
Async and synchronous payment flows
Refund and capture management
Storefront and headless (Composable Commerce)
WooCommerce
WooCommerce payment gateway plugins and custom integrations — built to the WooCommerce payment API standards, with support for subscriptions, pre-orders, and split payments.
WooCommerce gateway plugin development
WooCommerce Subscriptions compatible
Blocks checkout support
HPOS (High-Performance Order Storage) ready
Custom eCommerce Platforms
For bespoke or in-house platforms, we integrate payment providers directly via their APIs — designing the payment flow, webhook handling, and order state machine to fit your architecture.
Direct payment provider API integration
Custom webhook and event handling
Payment state machine design
PCI-scope reduction via hosted fields
Free Payment Audit
Is Your Checkout Costing You Conversions?
We audit your current payment stack, identify friction points and missing options, and give you a clear recommendation — at no cost and with no obligation.
Payment integration is not a technical checkbox — it is a commercial decision. These are the outcomes we design every integration to deliver.
Increase Conversion Rate
Every unnecessary step in checkout costs you revenue. We design payment flows that minimise friction — fewer fields, faster authentication, fewer drop-offs.
Raise Average Order Value
BNPL and installment options consistently increase AOV because customers can afford more when payments are spread. We implement these without disrupting your checkout UX.
Reduce Fraud & Chargebacks
3DS2, velocity checks, and provider-level fraud tools are configured correctly from day one — not bolted on after problems surface.
Improve Repeat Purchase Rate
Saved cards, tokenised wallets, and one-click flows for returning customers remove every barrier to a second and third purchase.
Support International Markets
Different markets require different payment methods. We integrate the providers your target customers actually use — not just the ones that are easiest to set up.
Accelerate Mobile Checkout
Apple Pay and Google Pay reduce mobile checkout to two taps. On mobile, this is the single highest-ROI payment improvement most stores can make.
Tailored Approach
Built Around Your Business Model
The right payment stack depends on who your customers are and how they buy. We design around your model — not around what is easiest to implement.
B2C Retail
High-volume consumer stores need fast checkout, express wallets, and BNPL to compete. We optimise the full funnel from product page payment widgets to one-click repeat purchase.
Apple Pay & Google Pay at product level
BNPL eligibility shown before checkout
Saved card flows for returning customers
B2B Commerce
B2B payment needs are different — account credit, payment terms, PO-based ordering, and invoice payment. We build these flows into the checkout without disrupting standard B2C journeys on the same store.
Net payment terms and invoice ordering
Credit limit enforcement at checkout
PO number capture and account payment
Subscription & Recurring
Subscription billing requires reliable card tokenisation, retry logic on failed payments, and dunning management. We implement recurring payment flows that minimise churn from payment failures.
Tokenised card storage for recurring billing
Smart retry logic and dunning flows
Customer self-service payment management
Marketplace & Multi-Vendor
Marketplaces require split payments, vendor payouts, and escrow-like flows. We implement these using provider-native split payment capabilities or custom payout logic.
Split payment and vendor settlement
Commission and fee deduction at payment
Multi-currency payout management
Why Clever++
Payment IntegrationBuilt for Conversion
We have integrated payment solutions into more stores than most agencies will ever build. That experience means fewer surprises, faster delivery, and integrations that actually perform.
We understand both the technical and commercial side of payment integration
Deep experience with PCI-DSS scope reduction — we keep your compliance surface minimal
SCA and 3DS2 implemented correctly — not just bolted on to pass validation
BNPL provider relationships — we know how the merchant onboarding and settlement flows work
Platform-native implementations — no hacks, no workarounds, no technical debt
Post-launch monitoring of payment success rates and decline reasons
We test edge cases — partial refunds, failed captures, network timeouts, and expired cards
Fixed-price scoping — you know exactly what you are getting before we write a line of code
Experience
in Payment integrations
10+
Payment providers integrated
5+
eCommerce platforms supported
15+
Years of checkout expertise
Free Payment Audit
Let Us Review YourPayment Stack
Tell us about your platform, your current payment setup, and what you are trying to improve. We will come back with a free audit and a clear recommendation.